Authorized dealer: MMTC-PAMP · SafeGold · Augmont · RSBL

Terms & Conditions

Please read these terms carefully before using our website or placing an order

Welcome to AvigyanJewel. By accessing or using www.avigyanjewel.co.in, you agree to these Terms & Conditions. Please read them carefully before placing an order.

To learn more about our company and commitment to quality, please visit our About Us page.

Who Can Use

Eligibility

By using our website, you confirm that:

1

Age Requirement

You are at least 18 years of age.

2

Accurate Information

The information you provide is accurate and complete.

3

Legal Capacity

You are legally eligible to enter into a binding agreement.

4

Lawful Use

You will comply with all applicable laws while using our website.

What We Offer

Products & Pricing

We deal in:

  • Gold Coins
  • Gold Bars
  • Silver Coins
  • Silver Bars
  • BIS Hallmarked Gold Jewellery
  • Diamond Studded Jewellery

Product prices are based on prevailing market rates and may change without prior notice until your order is confirmed.

Images are for illustration purposes. Minor variations in colour, finish, weight, packaging or design may occur depending on the manufacturer.

How It Works

Orders

All orders are subject to:

1

Product Availability

Items are subject to stock and inventory availability at the time of order placement.

2

Payment Verification

Orders are processed only after successful payment confirmation.

3

Identity Verification (KYC)

Identity verification may be required before order processing or fulfilment.

4

Acceptance by AvigyanJewel

We reserve the right to refuse or cancel any order if fraud, pricing errors, stock issues or legal concerns are identified.

Security & Compliance

KYC Verification

For customer security and regulatory compliance, AvigyanJewel may request KYC documents before processing an order.

Documents may include:

  • PAN Card
  • Aadhaar Card
  • Government-issued Photo ID
  • Other supporting documents, where required

Failure to provide the requested information may delay or prevent order fulfilment.

Secure Transactions

Payments

We accept payments through:

  • Razorpay
  • Cashfree
  • PayTM UPI
  • Bank Transfer (Preferred)

Orders are processed only after successful payment confirmation.

All prices displayed on the website are in Indian Rupees (INR) unless otherwise stated.

Applicable GST will be charged in accordance with Indian tax laws.

Delivery Options

Shipping & Delivery

Our preferred delivery method is personal handover by prior appointment at the authorised MMTC-PAMP PVC Centre, Kolkata, allowing customers to inspect and verify their products before collection.

Customers outside Kolkata may opt for secure insured shipping across India.

For complete details, please read our Shipping & Delivery Policy.

Selling Back

Buyback

Eligible bullion products and selected jewellery may be sold back to AvigyanJewel, subject to verification, product condition and our published daily buyback rate.

Please refer to our Buyback Policy for complete terms.

Changing Your Mind

Cancellation

Orders may be cancelled before dispatch or collection confirmation.

Once a product has been dispatched or handed over, cancellation may not be possible except where required under applicable law.

Refunds, where approved, will be processed to the original payment method or by bank transfer, as applicable.

Your Rights

Returns & Refunds

Due to the nature of precious metals and market-linked pricing, returns and refunds are limited.

Products may be eligible for return only if:

  • An incorrect item was delivered.
  • The product was damaged during transit.
  • A verified manufacturing defect exists.

Claims should be reported promptly after delivery with supporting photographs where applicable.

Genuine Products

Product Authenticity

We strive to supply genuine products sourced through authorised channels or trusted manufacturers.

Customers are encouraged to verify:

  • Purity markings
  • BIS Hallmark (where applicable)
  • Assay certification
  • Original packaging
  • Product specifications

before accepting delivery.

Your Obligations

Customer Responsibilities

You agree to:

1

Provide Accurate Information

Ensure all details shared with AvigyanJewel are truthful, current, and complete.

2

Maintain Account Confidentiality

Keep your account credentials secure and do not share them with unauthorised persons.

3

Use the Website Lawfully

Use our website only for lawful purposes and in accordance with these Terms.

4

Review Product Specifications

Carefully review product specifications, purity, weight, and pricing before placing an order.

5

Verify Products Upon Delivery

Inspect products upon delivery or collection and report any discrepancies immediately.

Our Content

Intellectual Property

All website content, including text, logos, graphics, images and designs, belongs to AvigyanJewel or its licensors and is protected by applicable intellectual property laws.

No content may be copied, reproduced or used without prior written permission.

Legal Protection

Limitation of Liability

AvigyanJewel is not liable for losses resulting from:

  • Incorrect customer information
  • Delayed courier services
  • Banking delays
  • Force majeure events
  • Government restrictions
  • Market price fluctuations
  • Unauthorised use of your account

Our liability, where applicable, is limited to the amount paid for the relevant order, except where prohibited by law.

Beyond Our Control

Force Majeure

We shall not be responsible for delays or failure to perform obligations caused by circumstances beyond our reasonable control, including:

  • Natural disasters
  • Floods
  • Fire
  • Pandemic
  • War
  • Government actions
  • Transport disruptions
  • Internet or power failures
Your Data

Privacy

Your personal information is handled in accordance with our Privacy Policy.

By using our website, you consent to the collection and use of your information as described in that policy.

Uptime

Website Availability

We aim to keep our website available at all times.

However, maintenance, upgrades or technical issues may occasionally result in temporary interruptions.

We do not guarantee uninterrupted or error-free access.

External Sites

Third-Party Links

Our website may contain links to third-party websites.

AvigyanJewel is not responsible for the content, products or privacy practices of those external websites.

Updates

Changes to These Terms

We may update these Terms & Conditions from time to time.

Any changes will be published on this page with an updated revision date.

Continued use of the website after changes are published constitutes acceptance of the revised Terms.

Jurisdiction

Governing Law

These Terms & Conditions are governed by the laws of India.

Any disputes arising from the use of this website or transactions with AvigyanJewel shall be subject to the jurisdiction of the competent courts in Purba Bardhaman (Burdwan), West Bengal, unless otherwise required by applicable law.

Get in Touch

Contact Us

Address

AvigyanJewel
391, Aurobindapally,
Bardhaman – 712131,
West Bengal, India

Business Hours

Monday – Friday 11:00 AM – 8:00 PM
Saturday 11:00 AM – 4:00 PM
Sunday & Public Holidays Closed

Need Help?

If you have any questions about these Terms & Conditions or need assistance with an order, our team is here to help.

We encourage customers to also review our About Us, Shipping & Delivery, Buyback Policy, and Privacy Policy pages.